Set in the summer of 1922, the novel follows the life of a young and mysterious millionaire, his extravagant lifestyle in Long Island, and his obsessive love for a beautiful former debutante. As the story unfolds, the millionaire's dark secrets and the corrupt reality of the American dream during the Jazz Age are revealed. The narrative is a critique of the hedonistic excess and moral decay of the era, ultimately leading to tragic consequences.

The novel is a satirical critique of capitalism, narrating the story of an 11-year-old boy who builds a vast financial empire from his school's payphone. Using the adults around him as pawns, he manipulates the system to his own advantage, turning junk bonds into high profits. The narrative unfolds almost entirely through dialogue, making it a challenging but rewarding read. The book is a commentary on the American dream, exploring themes of greed, exploitation, and the dehumanizing effects of capitalism.