The novel follows the life of Margayya, a shrewd and ambitious financial advisor in a small South Indian town, who starts his career under a banyan tree offering advice to the local people on financial matters. With his cunning mind and understanding of the banking system, he rises to wealth and prominence, helping people with loans and investment schemes. However, his success is marred by his morally questionable methods and the eventual downfall that results from his hubris and detachment from traditional values. The story is a reflection on the complexities of financial dealings and the impact of modern capitalism on traditional Indian society, exploring themes of ambition, greed, and the consequences of a life devoted to the pursuit of money.

The 5650th greatest book of all time